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At today's rate and a 90% mortgage, the deposit on this unit is about HK$239K, with repayments around HK$10,446/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$239K · loan HK$2.16M · min. income ≈ HK$20,892/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Fung Nin Road Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 1
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 362 ft²
- Efficiency
- 80%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-09 | HK$3.68M | +15.0% 2.5y · 6.0%/yr |
| 2018-03-27 | HK$3.20M | +88.2% 5.3y · 17.0%/yr |
| 2012-12-24 | HK$1.70M | +42.9% |
| 2011-03-30 | HK$1.19M | +29.3% |
| 2010-10-14 | HK$920K | +15.0% |
| 2009-11-26 | HK$800K | +37.9% |
| 2007-08-02 | HK$580K | +23.4% |
| 2006-11-16 | HK$470K | −57.3% |
| 1997-07-12 | HK$1.10M | — |