▼ 0.50% · 3.625%
HK$16,523
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,037
−HK$522/mo
Today · 4.125%
HK$17,559
baseline
▲ 0.50% · 4.625%
HK$18,628
+HK$1,069/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,118/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,382
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,875
−HK$500/mo
Today · 4.125%
HK$19,375
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,750/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,175
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,741
−HK$574/mo
Today · 4.125%
HK$19,315
baseline
▲ 0.50% · 4.625%
HK$20,490
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,630/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,220
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,762
−HK$550/mo
Today · 4.125%
HK$21,312
baseline
▲ 0.50% · 4.625%
HK$22,436
+HK$1,124/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,624/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,828
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,444
−HK$627/mo
Today · 4.125%
HK$21,071
baseline
▲ 0.50% · 4.625%
HK$22,353
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,142/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,650
−HK$600/mo
Today · 4.125%
HK$23,250
baseline
▲ 0.50% · 4.625%
HK$24,475
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,500/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,480
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,148
−HK$679/mo
Today · 4.125%
HK$22,827
baseline
▲ 0.50% · 4.625%
HK$24,216
+HK$1,389/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,654/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,896
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,537
−HK$650/mo
Today · 4.125%
HK$25,187
baseline
▲ 0.50% · 4.625%
HK$26,515
+HK$1,328/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,374/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,132
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,852
−HK$731/mo
Today · 4.125%
HK$24,583
baseline
▲ 0.50% · 4.625%
HK$26,079
+HK$1,496/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,166/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,734
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,424
−HK$701/mo
Today · 4.125%
HK$27,125
baseline
▲ 0.50% · 4.625%
HK$28,554
+HK$1,429/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,250/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,784
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,555
−HK$784/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,941
+HK$1,602/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,572
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,312
−HK$750/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,594
+HK$1,532/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,437
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,259
−HK$836/mo
Today · 4.125%
HK$28,095
baseline
▲ 0.50% · 4.625%
HK$29,804
+HK$1,709/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,190/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,411
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$801/mo
Today · 4.125%
HK$31,000
baseline
▲ 0.50% · 4.625%
HK$32,634
+HK$1,634/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,000/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,089
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,963
−HK$887/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,667
+HK$1,817/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,249
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,087
−HK$850/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,736/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$940/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,530
+HK$1,924/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,087
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,974
−HK$901/mo
Today · 4.125%
HK$34,875
baseline
▲ 0.50% · 4.625%
HK$36,713
+HK$1,838/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$69,750/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).