▼ 0.50% · 3.625%
HK$5,015
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$158/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$151/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,516
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,688
−HK$174/mo
Today · 4.125%
HK$5,862
baseline
▲ 0.50% · 4.625%
HK$6,219
+HK$357/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,724/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,137
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,301
−HK$167/mo
Today · 4.125%
HK$6,468
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,936/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,018
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$190/mo
Today · 4.125%
HK$6,395
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$389/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,790/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,695
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,874
−HK$182/mo
Today · 4.125%
HK$7,056
baseline
▲ 0.50% · 4.625%
HK$7,428
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,112/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$206/mo
Today · 4.125%
HK$6,928
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,856/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,447
−HK$198/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,047
+HK$402/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,021
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,239
−HK$222/mo
Today · 4.125%
HK$7,461
baseline
▲ 0.50% · 4.625%
HK$7,915
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,922/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,811
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,020
−HK$213/mo
Today · 4.125%
HK$8,233
baseline
▲ 0.50% · 4.625%
HK$8,667
+HK$434/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,466/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,522
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,756
−HK$238/mo
Today · 4.125%
HK$7,994
baseline
▲ 0.50% · 4.625%
HK$8,480
+HK$486/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,988/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,368
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,593
−HK$228/mo
Today · 4.125%
HK$8,821
baseline
▲ 0.50% · 4.625%
HK$9,286
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,642/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,024
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,273
−HK$254/mo
Today · 4.125%
HK$8,527
baseline
▲ 0.50% · 4.625%
HK$9,046
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,054/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,926
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,166
−HK$243/mo
Today · 4.125%
HK$9,409
baseline
▲ 0.50% · 4.625%
HK$9,905
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,818/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,525
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,790
−HK$270/mo
Today · 4.125%
HK$9,060
baseline
▲ 0.50% · 4.625%
HK$9,611
+HK$551/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,120/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,484
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,739
−HK$258/mo
Today · 4.125%
HK$9,997
baseline
▲ 0.50% · 4.625%
HK$10,524
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,994/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,027
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,308
−HK$285/mo
Today · 4.125%
HK$9,593
baseline
▲ 0.50% · 4.625%
HK$10,177
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,186/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,042
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,311
−HK$274/mo
Today · 4.125%
HK$10,585
baseline
▲ 0.50% · 4.625%
HK$11,143
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,170/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).