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At today's rate and a 90% mortgage, the deposit on this unit is about HK$633K, with repayments around HK$27,632/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,264/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,496 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Yuen Long Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- D
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-12-29 | HK$5.40M | −18.8% 5.8y · −3.0%/yr |
| 2018-03-20 | HK$6.65M | +277.8% 9.0y · 31.0%/yr |
| 2009-03-18 | HK$1.76M | −4.3% |
| 2000-03-17 | HK$1.84M | −16.0% |
| 1996-12-18 | HK$2.19M | +16.5% |
| 1996-10-23 | HK$1.88M | +150.7% |
| 1996-09-05 | HK$750K | — |