▼ 0.50% · 3.625%
HK$3,951
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$125/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,454
+HK$256/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$119/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$245/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$137/mo
Today · 4.125%
HK$4,618
baseline
▲ 0.50% · 4.625%
HK$4,899
+HK$281/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$9,236/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$132/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,364
+HK$268/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$150/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$307/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$144/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,296
−HK$162/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$332/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,714
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$155/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,340
+HK$318/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$175/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,235
+HK$357/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,153
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$167/mo
Today · 4.125%
HK$6,485
baseline
▲ 0.50% · 4.625%
HK$6,827
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,970/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$188/mo
Today · 4.125%
HK$6,298
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,596/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,593
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$180/mo
Today · 4.125%
HK$6,949
baseline
▲ 0.50% · 4.625%
HK$7,315
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,898/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$199/mo
Today · 4.125%
HK$6,717
baseline
▲ 0.50% · 4.625%
HK$7,126
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,434/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,032
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,221
−HK$191/mo
Today · 4.125%
HK$7,412
baseline
▲ 0.50% · 4.625%
HK$7,803
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,824/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,716
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,925
−HK$212/mo
Today · 4.125%
HK$7,137
baseline
▲ 0.50% · 4.625%
HK$7,571
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,274/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,472
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,672
−HK$203/mo
Today · 4.125%
HK$7,875
baseline
▲ 0.50% · 4.625%
HK$8,290
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,750/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,111
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,332
−HK$225/mo
Today · 4.125%
HK$7,557
baseline
▲ 0.50% · 4.625%
HK$8,017
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,114/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,911
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,123
−HK$215/mo
Today · 4.125%
HK$8,338
baseline
▲ 0.50% · 4.625%
HK$8,778
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,676/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).