▼ 0.50% · 3.625%
HK$3,754
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$119/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$242/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$113/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$232/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,130
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,258
−HK$131/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$267/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$125/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$256/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$143/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$291/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$137/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$278/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$155/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$315/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$148/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$302/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$167/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$339/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$159/mo
Today · 4.125%
HK$6,163
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$325/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,326/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,631
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,807
−HK$178/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$364/mo
Deposit HK$412K · loan HK$1.23M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,265
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$170/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$348/mo
Deposit HK$412K · loan HK$1.23M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$189/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$389/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$182/mo
Today · 4.125%
HK$7,044
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$371/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,088/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$201/mo
Today · 4.125%
HK$6,782
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,564/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,100
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,291
−HK$193/mo
Today · 4.125%
HK$7,484
baseline
▲ 0.50% · 4.625%
HK$7,878
+HK$394/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,968/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,968
−HK$213/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,618
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,518
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,719
−HK$205/mo
Today · 4.125%
HK$7,924
baseline
▲ 0.50% · 4.625%
HK$8,342
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,848/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).