▼ 0.50% · 3.625%
HK$4,554
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$144/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$295/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,066
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,202
−HK$138/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,621
+HK$281/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$158/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$324/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,722
−HK$152/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$309/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$173/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$354/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$166/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,745
+HK$337/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$187/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,586
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,762
−HK$180/mo
Today · 4.125%
HK$6,942
baseline
▲ 0.50% · 4.625%
HK$7,308
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,884/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,574
−HK$201/mo
Today · 4.125%
HK$6,775
baseline
▲ 0.50% · 4.625%
HK$7,187
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,550/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,092
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,283
−HK$193/mo
Today · 4.125%
HK$7,476
baseline
▲ 0.50% · 4.625%
HK$7,870
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,952/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,831
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$216/mo
Today · 4.125%
HK$7,259
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$442/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,518/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,599
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,803
−HK$207/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,432
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,286
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,513
−HK$230/mo
Today · 4.125%
HK$7,743
baseline
▲ 0.50% · 4.625%
HK$8,214
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,486/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,106
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,323
−HK$221/mo
Today · 4.125%
HK$8,544
baseline
▲ 0.50% · 4.625%
HK$8,994
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,088/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,982
−HK$245/mo
Today · 4.125%
HK$8,227
baseline
▲ 0.50% · 4.625%
HK$8,727
+HK$500/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,454/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,612
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,843
−HK$235/mo
Today · 4.125%
HK$9,078
baseline
▲ 0.50% · 4.625%
HK$9,556
+HK$478/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,156/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,197
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,452
−HK$259/mo
Today · 4.125%
HK$8,711
baseline
▲ 0.50% · 4.625%
HK$9,241
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,422/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,119
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,363
−HK$248/mo
Today · 4.125%
HK$9,611
baseline
▲ 0.50% · 4.625%
HK$10,118
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,222/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).