▼ 0.50% · 3.625%
HK$4,425
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$139/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,989
+HK$287/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$134/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$273/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$154/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$314/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,415
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$148/mo
Today · 4.125%
HK$5,708
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$300/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$11,416/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,310
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$168/mo
Today · 4.125%
HK$5,643
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$343/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$11,286/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$160/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$329/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,752
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$182/mo
Today · 4.125%
HK$6,113
baseline
▲ 0.50% · 4.625%
HK$6,485
+HK$372/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$12,226/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,571
−HK$174/mo
Today · 4.125%
HK$6,745
baseline
▲ 0.50% · 4.625%
HK$7,101
+HK$356/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$13,490/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,195
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,388
−HK$195/mo
Today · 4.125%
HK$6,583
baseline
▲ 0.50% · 4.625%
HK$6,984
+HK$401/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,166/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,892
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,077
−HK$187/mo
Today · 4.125%
HK$7,264
baseline
▲ 0.50% · 4.625%
HK$7,647
+HK$383/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,528/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,844
−HK$210/mo
Today · 4.125%
HK$7,054
baseline
▲ 0.50% · 4.625%
HK$7,483
+HK$429/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$14,108/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,384
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,582
−HK$201/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,193
+HK$410/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,080
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,300
−HK$224/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,982
+HK$458/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,876
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,088
−HK$214/mo
Today · 4.125%
HK$8,302
baseline
▲ 0.50% · 4.625%
HK$8,739
+HK$437/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,604/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,522
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,756
−HK$238/mo
Today · 4.125%
HK$7,994
baseline
▲ 0.50% · 4.625%
HK$8,481
+HK$487/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,988/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,369
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,593
−HK$228/mo
Today · 4.125%
HK$8,821
baseline
▲ 0.50% · 4.625%
HK$9,286
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,642/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,965
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,213
−HK$251/mo
Today · 4.125%
HK$8,464
baseline
▲ 0.50% · 4.625%
HK$8,979
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,928/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,861
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,099
−HK$241/mo
Today · 4.125%
HK$9,340
baseline
▲ 0.50% · 4.625%
HK$9,832
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,680/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).