Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.83M
≈ HK$7,267 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$283K, with repayments around HK$12,331/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,603
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,964
−HK$367/mo
Today · 4.125%
HK$12,331
baseline
▲ 0.50% · 4.625%
HK$13,081
+HK$750/mo

Deposit HK$283K · loan HK$2.54M · min. income ≈ HK$24,662/mo (50% DSR)

Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
A
Saleable Area
389 ft²
Gross Area
450 ft²
Efficiency
86%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2019-06-04 HK$4.28M +33.3%
3.8y · 9.0%/yr
2015-08-17 HK$3.21M +145.0%
2011-02-21 HK$1.31M +5.6%
2010-12-29 HK$1.24M +30.5%
2010-02-02 HK$950K +79.2%
2004-03-01 HK$530K +20.5%
2004-01-02 HK$440K −48.8%
1999-06-04 HK$860K +7.5%
1999-01-13 HK$800K +19.4%
1998-06-23 HK$670K +21.8%
1995-07-13 HK$550K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yuen Long (Light Rail)
≈ 4 min walk · 301 m
Education
38
schools within 1 km (15 within 500 m)
Daily convenience
46
within 1 km (32 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Yuen Long Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com