▼ 0.50% · 3.625%
HK$4,623
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$147/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$298/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,281
−HK$139/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,706
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$161/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,733
+HK$329/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$154/mo
Today · 4.125%
HK$5,963
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$314/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$11,926/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$175/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,254
+HK$359/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,171
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$168/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,847
+HK$342/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$190/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,865
−HK$182/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,418
+HK$371/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,673
−HK$205/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,296
+HK$418/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,200
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,393
−HK$196/mo
Today · 4.125%
HK$7,589
baseline
▲ 0.50% · 4.625%
HK$7,989
+HK$400/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$15,178/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$219/mo
Today · 4.125%
HK$7,369
baseline
▲ 0.50% · 4.625%
HK$7,817
+HK$448/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,738/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,714
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,921
−HK$210/mo
Today · 4.125%
HK$8,131
baseline
▲ 0.50% · 4.625%
HK$8,559
+HK$428/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,262/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,396
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,626
−HK$234/mo
Today · 4.125%
HK$7,860
baseline
▲ 0.50% · 4.625%
HK$8,338
+HK$478/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$15,720/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,228
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,449
−HK$224/mo
Today · 4.125%
HK$8,673
baseline
▲ 0.50% · 4.625%
HK$9,130
+HK$457/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$17,346/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,858
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,103
−HK$248/mo
Today · 4.125%
HK$8,351
baseline
▲ 0.50% · 4.625%
HK$8,859
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,702/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,742
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,977
−HK$238/mo
Today · 4.125%
HK$9,215
baseline
▲ 0.50% · 4.625%
HK$9,701
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,430/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,321
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,580
−HK$263/mo
Today · 4.125%
HK$8,843
baseline
▲ 0.50% · 4.625%
HK$9,381
+HK$538/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$17,686/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,257
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,505
−HK$252/mo
Today · 4.125%
HK$9,757
baseline
▲ 0.50% · 4.625%
HK$10,271
+HK$514/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$19,514/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).