▼ 0.50% · 3.625%
HK$3,638
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$115/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$235/mo
Deposit HK$798K · loan HK$798K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$110/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$225/mo
Deposit HK$798K · loan HK$798K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,001
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$126/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$259/mo
Deposit HK$718K · loan HK$877K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$121/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$247/mo
Deposit HK$718K · loan HK$877K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,501
−HK$138/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$282/mo
Deposit HK$638K · loan HK$957K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$132/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$270/mo
Deposit HK$638K · loan HK$957K · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,729
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$149/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,331
+HK$306/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,402
−HK$143/mo
Today · 4.125%
HK$5,545
baseline
▲ 0.50% · 4.625%
HK$5,837
+HK$292/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$11,090/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$161/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$329/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$155/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$314/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$173/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,151
+HK$352/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,070
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,233
−HK$165/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,735
+HK$337/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,820
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$184/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$376/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,475
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$177/mo
Today · 4.125%
HK$6,825
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$359/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$13,650/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$196/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$400/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$187/mo
Today · 4.125%
HK$7,251
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$382/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$14,502/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,548
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,751
−HK$207/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,382
+HK$424/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,284
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,480
−HK$198/mo
Today · 4.125%
HK$7,678
baseline
▲ 0.50% · 4.625%
HK$8,082
+HK$404/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,356/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).