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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,459/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.40M · min. income ≈ HK$32,918/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Tong Road Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 413 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-04 | HK$5.33M | +28.4% 4.0y · 7.0%/yr |
| 2017-11-28 | HK$4.15M | +190.2% 18.4y · 10.0%/yr |
| 1999-07-27 | HK$1.43M | −23.9% |
| 1997-05-21 | HK$1.88M | +52.8% |
| 1996-03-12 | HK$1.23M | — |