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At today's rate and a 90% mortgage, the deposit on this unit is about HK$298K, with repayments around HK$13,005/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$298K · loan HK$2.68M · min. income ≈ HK$26,010/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 485 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-12 | HK$3.40M | −10.5% 4.0y · −3.0%/yr |
| 2020-03-30 | HK$3.80M | +48.4% 5.1y · 9.0%/yr |
| 2015-02-12 | HK$2.56M | +82.9% |
| 2011-05-24 | HK$1.40M | +42.9% |
| 1998-02-27 | HK$980K | −22.2% |
| 1997-07-03 | HK$1.26M | +26.0% |
| 1997-03-27 | HK$1.00M | +12.4% |
| 1997-01-03 | HK$890K | — |