Crescira AVM · estimated value
● Medium confidence
HK$4.84M
≈ HK$7,622 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$484K, with repayments around HK$21,112/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,866
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,484
−HK$628/mo
Today · 4.125%
HK$21,112
baseline
▲ 0.50% · 4.625%
HK$22,396
+HK$1,284/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$42,224/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
LR-Tong Fong Tsuen
≈ 12 min walk · 948 m
Education
4
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
7
parks, libraries, sports within 1 km
Green space & leisure — 7 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- G/F
- Flat
- C
- Saleable Area
- 635 Saleable ft²
- Gross Area
- 801 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-12-22 | HK$5.00M | +81.8% 27.1y · 3.0%/yr |
| 1996-11-28 | HK$2.75M | — |
Other appraised units in this building
Data sourced from Renavon.com