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At today's rate and a 90% mortgage, the deposit on this unit is about HK$333K, with repayments around HK$14,520/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$333K · loan HK$3.00M · min. income ≈ HK$29,040/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Sam Shing Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 476 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-28 | HK$3.75M | −1.3% 3.7y · 0.0%/yr |
| 2019-02-01 | HK$3.80M | +308.6% 9.0y · 34.0%/yr |
| 2010-02-04 | HK$930K | +9.4% |
| 2008-06-24 | HK$850K | +44.1% |
| 2007-04-19 | HK$590K | −9.2% |
| 2005-09-30 | HK$650K | +18.2% |
| 2004-11-09 | HK$550K | −65.6% |
| 1997-11-18 | HK$1.60M | +48.1% |
| 1996-12-24 | HK$1.08M | — |