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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,228/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.55M · min. income ≈ HK$34,456/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 544 ft²
- Efficiency
- 79%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-07 | HK$5.15M | +20.9% 3.6y · 6.0%/yr |
| 2017-12-06 | HK$4.26M | +135.4% 6.8y · 20.0%/yr |
| 2011-03-07 | HK$1.81M | +16.8% |
| 2010-09-10 | HK$1.55M | +66.7% |
| 2007-12-27 | HK$930K | +24.0% |
| 2005-03-21 | HK$750K | −48.3% |
| 1997-02-25 | HK$1.45M | — |