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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,238/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,476/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$36,354 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Town Centre Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- 6
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 80%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-01 | HK$3.60M | −10.0% 6.8y · −1.0%/yr |
| 2018-10-04 | HK$4.00M | −11.1% 1.1y · −10.0%/yr |
| 2017-08-24 | HK$4.50M | +133.2% 6.1y · 22.0%/yr |
| 2011-06-29 | HK$1.93M | +109.8% |
| 2009-03-03 | HK$920K | — |