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At today's rate and a 90% mortgage, the deposit on this unit is about HK$622K, with repayments around HK$27,121/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$54,242/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$156,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ngan Wai Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- D
- Saleable Area
- 520 Saleable ft²
- Gross Area
- 652 ft²
- Efficiency
- 80%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-26 | HK$7.47M | +16.2% 3.7y · 4.0%/yr |
| 2017-05-31 | HK$6.43M | +87.5% 5.8y · 15.0%/yr |
| 2011-08-12 | HK$3.43M | +31.9% |
| 2010-04-08 | HK$2.60M | +30.0% |
| 2008-02-20 | HK$2.00M | +50.4% |
| 2003-08-16 | HK$1.33M | −34.2% |
| 1998-07-30 | HK$2.02M | — |