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At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,562/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,124/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tai Hing (South) Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- E
- Saleable Area
- 412 Saleable ft²
- Gross Area
- 542 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-15 | HK$3.08M | −33.2% 4.4y · −8.0%/yr |
| 2021-03-25 | HK$4.61M | +124.9% 8.4y · 15.0%/yr |
| 2012-11-15 | HK$2.05M | +173.3% |
| 2004-07-29 | HK$750K | +33.9% |
| 2004-04-17 | HK$560K | — |