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Crescira AVM · estimated value Medium confidence
HK$4.15M
≈ HK$7,773 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$415K, with repayments around HK$18,106/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,037
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,567
−HK$539/mo
Today · 4.125%
HK$18,106
baseline
▲ 0.50% · 4.625%
HK$19,207
+HK$1,101/mo

Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$36,212/mo (50% DSR)

Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$30,288 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
1
Saleable Area
534 ft²
Gross Area
617 ft²
Efficiency
87%
District
Tuen Mun District · New Territories West
School net (POA)
70

Transaction History

Date Price Gain / loss
2010-08-13 HK$1.58M +150.8%
2003-11-07 HK$630K +28.6%
2003-09-06 HK$490K −31.9%
2001-09-25 HK$720K −64.0%
1997-05-30 HK$2.00M +33.3%
1997-04-15 HK$1.50M +11.1%
1997-02-10 HK$1.35M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Siu Hong (Light Rail)
≈ 1 min walk · 66 m
Education
22
schools within 1 km (6 within 500 m)
Daily convenience
21
within 1 km (7 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Siu Hong Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com