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At today's rate and a 90% mortgage, the deposit on this unit is about HK$441K, with repayments around HK$19,256/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,512/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,221 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Kin Sang Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 480 Saleable ft²
- Gross Area
- 590 ft²
- Efficiency
- 81%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-18 | HK$4.28M | +4.4% 2.3y · 2.0%/yr |
| 2022-11-28 | HK$4.10M | +51.9% 8.9y · 6.0%/yr |
| 2013-12-31 | HK$2.70M | +47.5% |
| 2011-04-19 | HK$1.83M | +55.1% |
| 2009-06-18 | HK$1.18M | +22.9% |
| 2008-02-14 | HK$960K | +10.3% |
| 2005-04-18 | HK$870K | −62.7% |
| 1997-11-01 | HK$2.33M | +5.0% |
| 1997-09-10 | HK$2.22M | +53.1% |
| 1996-12-30 | HK$1.45M | — |