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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,274/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.56M · min. income ≈ HK$34,548/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tin King Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 39/F
- Flat
- B
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 539 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-08 | HK$3.80M | +15.9% 0.4y |
| 2025-04-11 | HK$3.28M | −0.6% 8.7y · 0.0%/yr |
| 2016-06-22 | HK$3.30M | +100.0% 5.3y · 19.0%/yr |
| 2011-02-25 | HK$1.65M | +2.5% |
| 1997-03-27 | HK$1.61M | — |