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At today's rate and a 90% mortgage, the deposit on this unit is about HK$628K, with repayments around HK$27,400/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$54,800/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$163,185 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Pui To Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- C
- Saleable Area
- 660 Saleable ft²
- Gross Area
- 783 ft²
- Efficiency
- 84%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-25 | HK$5.70M | +14.0% 4.3y · −4.0%/yr |
| 2024-11-19 | HK$5.00M | −26.5% 3.9y · −7.0%/yr |
| 2021-01-14 | HK$6.80M | +290.8% 13.2y · 22.0%/yr |
| 2007-10-15 | HK$1.74M | −33.1% |
| 1998-06-24 | HK$2.60M | +11.1% |
| 1996-12-19 | HK$2.34M | — |