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Crescira AVM · estimated value Medium confidence
HK$4.20M
≈ HK$8,445 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,307/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,226
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,762
−HK$545/mo
Today · 4.125%
HK$18,307
baseline
▲ 0.50% · 4.625%
HK$19,421
+HK$1,114/mo

Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,614/mo (50% DSR)

Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$39,502 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
B
Saleable Area
497 ft²
Gross Area
623 ft²
Efficiency
80%
District
Tuen Mun District · New Territories West
School net (POA)
70

Transaction History

Date Price Gain / loss
2025-10-24 HK$3.88M +26.4%
12.0y
2013-10-10 HK$3.07M +219.8%
2005-12-19 HK$960K +3.2%
2005-06-13 HK$930K −42.9%
1996-03-08 HK$1.63M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chung Uk Tsuen (Light Rail)
≈ 4 min walk · 245 m
Education
6
schools within 1 km (2 within 500 m)
Daily convenience
8
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Chung Uk Tsuen Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 9 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com