22/F J

in Affluence Garden Felicitous House (Block 2)

Tuen Mun District · New Territories West

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1/F C 433 ft² 1/F E 577 ft² 1/F A 479 ft² 2/F B 462 ft² 2/F G 593 ft² 2/F H 579 ft² 3/F A 479 ft² 3/F C 433 ft² 3/F G 593 ft² 3/F J 433 ft² 4/F A 479 ft² 4/F B 462 ft² 4/F H 579 ft² 4/F L 577 ft² 4/F M 467 ft² 4/F F 433 ft² 5/F B 462 ft² 5/F C 433 ft² 5/F H 579 ft² 5/F D 577 ft² 6/F B 462 ft² 6/F G 593 ft² 6/F A 479 ft² 6/F L 577 ft² 7/F A 479 ft² 7/F D 577 ft² 7/F E 577 ft² 7/F J 433 ft² 7/F M 467 ft² 7/F B 462 ft² 7/F G 593 ft² 8/F A 479 ft² 8/F B 462 ft² 8/F E 577 ft² 8/F F 433 ft² 8/F C 433 ft² 8/F H 579 ft² 9/F A 479 ft² 9/F B 462 ft² 9/F H 579 ft² 9/F L 577 ft² 10/F A 479 ft² 10/F K 577 ft² 10/F E 577 ft² 10/F J 433 ft² 11/F G 593 ft² 11/F B 462 ft² 12/F B 462 ft² 12/F F 433 ft² 12/F H 579 ft² 12/F L 577 ft² 12/F E 577 ft² 12/F K 577 ft² 12/F M 467 ft² 13/F C 433 ft² 13/F F 433 ft² 13/F J 433 ft² 14/F E 577 ft² 14/F F 433 ft² 14/F B 462 ft² 14/F J 433 ft² 14/F K 577 ft² 15/F A 479 ft² 15/F G 593 ft² 15/F J 433 ft² 15/F K 577 ft² 16/F A 479 ft² 16/F G 593 ft² 16/F F 433 ft² 16/F K 577 ft² 17/F B 462 ft² 17/F E 577 ft² 17/F M 467 ft² 17/F J 433 ft² 18/F B 462 ft² 18/F D 577 ft² 18/F C 433 ft² 18/F L 577 ft² 19/F A 479 ft² 19/F J 433 ft² 19/F H 579 ft² 20/F A 479 ft² 20/F B 462 ft² 21/F F 433 ft² 21/F A 479 ft² 21/F C 433 ft² 21/F M 467 ft² 22/F B 462 ft² 22/F L 577 ft² 22/F C 433 ft² 22/F J 433 ft² 22/F K 577 ft² 23/F H 579 ft² 23/F A 479 ft² 23/F J 433 ft² 24/F B 462 ft² 24/F K 577 ft² 24/F A 479 ft² 24/F H 579 ft² 25/F C 433 ft² 25/F D 577 ft² 25/F E 577 ft² 25/F F 433 ft² 25/F K 577 ft² 25/F L 577 ft² 26/F D 577 ft² 26/F L 577 ft² 26/F M 467 ft² 27/F C 433 ft² 27/F M 467 ft² 27/F L 577 ft² 28/F A 479 ft² 28/F B 462 ft² 28/F G 593 ft² 28/F K 577 ft² 28/F C 433 ft² 28/F F 433 ft² 28/F L 577 ft² 29/F D 577 ft² 29/F M 467 ft² 30/F G 593 ft² 30/F A 479 ft² 30/F C 433 ft² 30/F E 577 ft² 31/F C 433 ft² 31/F E 577 ft² 31/F F 433 ft² 31/F J 433 ft² 32/F C 433 ft² 32/F D 577 ft² 32/F F 433 ft² 32/F G 593 ft² 32/F M 467 ft² 32/F A 479 ft² 33/F B 462 ft² 33/F D 577 ft² 33/F F 433 ft² 33/F L 577 ft² 33/F C 433 ft² 33/F G 593 ft² 33/F J 433 ft² 34/F C 433 ft² 34/F E 577 ft² 34/F G 593 ft² 34/F K 577 ft² 34/F M 467 ft² 34/F A 479 ft² 34/F B 462 ft² 35/F D 577 ft² 35/F E 577 ft² 35/F G 593 ft² 35/F A 479 ft² 35/F F 433 ft² 35/F L 577 ft² 35/F M 467 ft² 36/F A 479 ft² 36/F C 433 ft² 36/F E 577 ft² 36/F M 467 ft² 36/F D 577 ft² 36/F F 433 ft² 37/F B 462 ft² 37/F J 433 ft² 37/F A 479 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.41M

≈ HK$7,871 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$341K, with repayments around HK$14,866/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$13,988

−HK$878/mo

▼ 0.25% · 3.875%

HK$14,424

−HK$442/mo

Today · 4.125%

HK$14,866

baseline

▲ 0.50% · 4.625%

HK$15,770

+HK$904/mo

Deposit HK$341K · loan HK$3.07M · min. income ≈ HK$29,732/mo (50% DSR)

Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 22/F
Flat: J
Saleable Area: 433 ft²
Gross Area: 482 ft²
Efficiency: 90%
District: Tuen Mun District · New Territories West
School net (POA): 70

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2016-07-08	HK$3.05M	+40.6%	HK$7,044	HK$6,328
2012-12-28	HK$2.17M	+185.5%	HK$5,012	HK$4,502
2005-10-12	HK$760K	+28.8%	HK$1,755	HK$1,577
2005-03-14	HK$590K	+20.4%	HK$1,363	HK$1,224
2004-07-23	HK$490K	+22.5%	HK$1,132	HK$1,017
2002-10-05	HK$400K	+0.0%	HK$924	HK$830
2002-09-17	HK$400K	−11.1%	HK$924	HK$830
2002-02-06	HK$450K	+0.0%	HK$1,039	HK$934
2002-01-29	HK$450K	—	HK$1,039	HK$934