Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$309K, with repayments around HK$13,483/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$309K · loan HK$2.78M · min. income ≈ HK$26,966/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ho Tin Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 460 ft²
- Efficiency
- 81%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-06 | HK$2.80M | +0.0% 1.1y |
| 2025-05-12 | HK$2.80M | −15.2% 3.9y · −4.0%/yr |
| 2021-07-13 | HK$3.30M | +266.7% 24.3y · 11.0%/yr |
| 1997-04-11 | HK$900K | — |