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At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,104/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.12M · min. income ≈ HK$30,208/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 4
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-30 | HK$4.74M | +18.5% 4.1y · 4.0%/yr |
| 2017-06-02 | HK$4.00M | +212.5% 6.6y · 32.0%/yr |
| 2010-10-22 | HK$1.28M | +45.5% |
| 2008-03-26 | HK$880K | −25.4% |
| 1997-01-30 | HK$1.18M | — |