▼ 0.50% · 3.625%
HK$4,557
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$144/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$295/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$138/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$282/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$159/mo
Today · 4.125%
HK$5,327
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$324/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$10,654/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,576
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,726
−HK$151/mo
Today · 4.125%
HK$5,877
baseline
▲ 0.50% · 4.625%
HK$6,187
+HK$310/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$11,754/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$354/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$166/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$338/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$187/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$179/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,379
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,578
−HK$201/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,192
+HK$413/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,097
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,287
−HK$193/mo
Today · 4.125%
HK$7,480
baseline
▲ 0.50% · 4.625%
HK$7,875
+HK$395/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,960/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,835
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,048
−HK$216/mo
Today · 4.125%
HK$7,264
baseline
▲ 0.50% · 4.625%
HK$7,706
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,528/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,604
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,808
−HK$207/mo
Today · 4.125%
HK$8,015
baseline
▲ 0.50% · 4.625%
HK$8,437
+HK$422/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,030/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,291
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,518
−HK$230/mo
Today · 4.125%
HK$7,748
baseline
▲ 0.50% · 4.625%
HK$8,219
+HK$471/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,496/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,111
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,328
−HK$221/mo
Today · 4.125%
HK$8,549
baseline
▲ 0.50% · 4.625%
HK$9,000
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,098/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,746
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,987
−HK$245/mo
Today · 4.125%
HK$8,232
baseline
▲ 0.50% · 4.625%
HK$8,733
+HK$501/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,464/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,618
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,849
−HK$234/mo
Today · 4.125%
HK$9,083
baseline
▲ 0.50% · 4.625%
HK$9,562
+HK$479/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,166/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,202
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,457
−HK$259/mo
Today · 4.125%
HK$8,716
baseline
▲ 0.50% · 4.625%
HK$9,247
+HK$531/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,432/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,125
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,369
−HK$249/mo
Today · 4.125%
HK$9,618
baseline
▲ 0.50% · 4.625%
HK$10,125
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,236/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).