▼ 0.50% · 3.625%
HK$18,506
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,081
−HK$585/mo
Today · 4.125%
HK$19,666
baseline
▲ 0.50% · 4.625%
HK$20,863
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,332/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,587
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,140
−HK$560/mo
Today · 4.125%
HK$21,700
baseline
▲ 0.50% · 4.625%
HK$22,843
+HK$1,143/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,400/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,356
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,989
−HK$644/mo
Today · 4.125%
HK$21,633
baseline
▲ 0.50% · 4.625%
HK$22,949
+HK$1,316/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,266/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,646
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,253
−HK$617/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,128
+HK$1,258/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,740/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,898
−HK$701/mo
Today · 4.125%
HK$23,599
baseline
▲ 0.50% · 4.625%
HK$25,035
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,198/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,705
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,367
−HK$673/mo
Today · 4.125%
HK$26,040
baseline
▲ 0.50% · 4.625%
HK$27,412
+HK$1,372/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,080/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,057
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,806
−HK$760/mo
Today · 4.125%
HK$25,566
baseline
▲ 0.50% · 4.625%
HK$27,122
+HK$1,556/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,132/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,764
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,481
−HK$729/mo
Today · 4.125%
HK$28,210
baseline
▲ 0.50% · 4.625%
HK$29,697
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,420/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,908
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,714
−HK$819/mo
Today · 4.125%
HK$27,533
baseline
▲ 0.50% · 4.625%
HK$29,208
+HK$1,675/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,066/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,595
−HK$785/mo
Today · 4.125%
HK$30,380
baseline
▲ 0.50% · 4.625%
HK$31,981
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,760/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,759
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,622
−HK$877/mo
Today · 4.125%
HK$29,499
baseline
▲ 0.50% · 4.625%
HK$31,294
+HK$1,795/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$58,998/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,881
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,709
−HK$840/mo
Today · 4.125%
HK$32,549
baseline
▲ 0.50% · 4.625%
HK$34,265
+HK$1,716/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,098/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,609
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,530
−HK$936/mo
Today · 4.125%
HK$31,466
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,914/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,932/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,940
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,823
−HK$896/mo
Today · 4.125%
HK$34,719
baseline
▲ 0.50% · 4.625%
HK$36,550
+HK$1,831/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,438/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$994/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,467
+HK$2,035/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,999
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$952/mo
Today · 4.125%
HK$36,889
baseline
▲ 0.50% · 4.625%
HK$38,834
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,778/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,310
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,346
−HK$1,053/mo
Today · 4.125%
HK$35,399
baseline
▲ 0.50% · 4.625%
HK$37,553
+HK$2,154/mo
Deposit HK$812K · loan HK$7.30M · min. income ≈ HK$70,798/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,057
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,051
−HK$1,008/mo
Today · 4.125%
HK$39,059
baseline
▲ 0.50% · 4.625%
HK$41,118
+HK$2,059/mo
Deposit HK$812K · loan HK$7.30M · min. income ≈ HK$78,118/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,469 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).