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Crescira AVM · estimated value Medium confidence
HK$13.60M
≈ HK$8,666 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.08M, with repayments around HK$46,131/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,409
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,759
−HK$1,372/mo
Today · 4.125%
HK$46,131
baseline
▲ 0.50% · 4.625%
HK$48,938
+HK$2,807/mo

Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,262/mo (50% DSR)

Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,913 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
1,569 ft²
Gross Area
2,155 ft²
Efficiency
73%
District
North District · New Territories East
School net (POA)
81

Transaction History

Date Price Gain / loss
2011-01-10 HK$10.00M +47.1%
2005-03-11 HK$6.80M +28.8%
2000-07-05 HK$5.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fanling
≈ 5 min walk · 380 m
Education
36
schools within 1 km (6 within 500 m)
Daily convenience
24
within 1 km (7 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fanling Station (a rail station within an 8-min walk earns this label).

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com