▼ 0.50% · 3.625%
HK$19,040
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,632
−HK$602/mo
Today · 4.125%
HK$20,234
baseline
▲ 0.50% · 4.625%
HK$21,465
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,468/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,182
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,750
−HK$576/mo
Today · 4.125%
HK$22,326
baseline
▲ 0.50% · 4.625%
HK$23,503
+HK$1,177/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,652/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,944
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,595
−HK$662/mo
Today · 4.125%
HK$22,257
baseline
▲ 0.50% · 4.625%
HK$23,611
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,514/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,300
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,925
−HK$634/mo
Today · 4.125%
HK$24,559
baseline
▲ 0.50% · 4.625%
HK$25,853
+HK$1,294/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,118/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,848
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,558
−HK$723/mo
Today · 4.125%
HK$24,281
baseline
▲ 0.50% · 4.625%
HK$25,758
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,562/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,418
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,100
−HK$691/mo
Today · 4.125%
HK$26,791
baseline
▲ 0.50% · 4.625%
HK$28,203
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,582/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,752
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,522
−HK$782/mo
Today · 4.125%
HK$26,304
baseline
▲ 0.50% · 4.625%
HK$27,904
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,608/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,536
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,275
−HK$749/mo
Today · 4.125%
HK$29,024
baseline
▲ 0.50% · 4.625%
HK$30,554
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,048/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,656
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,485
−HK$842/mo
Today · 4.125%
HK$28,327
baseline
▲ 0.50% · 4.625%
HK$30,051
+HK$1,724/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,654/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,450
−HK$806/mo
Today · 4.125%
HK$31,256
baseline
▲ 0.50% · 4.625%
HK$32,904
+HK$1,648/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,512/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,560
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,448
−HK$903/mo
Today · 4.125%
HK$30,351
baseline
▲ 0.50% · 4.625%
HK$32,197
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,702/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,772
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,625
−HK$864/mo
Today · 4.125%
HK$33,489
baseline
▲ 0.50% · 4.625%
HK$35,254
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,978/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,464
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,411
−HK$963/mo
Today · 4.125%
HK$32,374
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,970/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,748/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,891
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$923/mo
Today · 4.125%
HK$35,722
baseline
▲ 0.50% · 4.625%
HK$37,604
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,444/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,368
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,374
−HK$1,023/mo
Today · 4.125%
HK$34,397
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,794/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,009
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,974
−HK$980/mo
Today · 4.125%
HK$37,954
baseline
▲ 0.50% · 4.625%
HK$39,955
+HK$2,001/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,908/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,272
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,338
−HK$1,083/mo
Today · 4.125%
HK$36,421
baseline
▲ 0.50% · 4.625%
HK$38,637
+HK$2,216/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,842/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,127
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,149
−HK$1,038/mo
Today · 4.125%
HK$40,187
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,118/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,374/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,496 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).