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Home North District YAN SHING COURT YAN LAI HOUSE (BLOCK B)

19/F 7

in YAN SHING COURT YAN LAI HOUSE (BLOCK B)

North District · New Territories East

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1/F 5 401 ft² 1/F 6 554 ft² 2/F 1 554 ft² 2/F 10 401 ft² 2/F 7 554 ft² 2/F 8 401 ft² 3/F 10 401 ft² 3/F 3 401 ft² 3/F 6 554 ft² 3/F 9 645 ft² 4/F 4 645 ft² 4/F 5 401 ft² 4/F 7 554 ft² 5/F 4 645 ft² 5/F 7 554 ft² 5/F 9 645 ft² 6/F 1 554 ft² 6/F 5 401 ft² 6/F 6 554 ft² 7/F 10 401 ft² 7/F 2 554 ft² 7/F 7 554 ft² 8/F 1 554 ft² 8/F 6 554 ft² 8/F 8 401 ft² 8/F 5 401 ft² 9/F 10 401 ft² 9/F 6 554 ft² 9/F 8 401 ft² 9/F 9 645 ft² 10/F 1 554 ft² 10/F 7 554 ft² 11/F 2 554 ft² 11/F 3 401 ft² 11/F 8 401 ft² 12/F 3 401 ft² 12/F 5 401 ft² 12/F 7 554 ft² 12/F 8 401 ft² 13/F 1 554 ft² 13/F 3 401 ft² 13/F 8 401 ft² 14/F 10 401 ft² 14/F 2 554 ft² 14/F 9 645 ft² 15/F 1 554 ft² 15/F 10 401 ft² 15/F 4 645 ft² 15/F 6 554 ft² 15/F 8 401 ft² 16/F 2 554 ft² 16/F 8 401 ft² 16/F 9 645 ft² 17/F 4 645 ft² 17/F 5 401 ft² 17/F 6 554 ft² 17/F 8 401 ft² 18/F 10 401 ft² 18/F 3 401 ft² 18/F 4 645 ft² 19/F 1 554 ft² 19/F 4 645 ft² 19/F 7 554 ft² 19/F 9 645 ft² 20/F 1 554 ft² 20/F 10 401 ft² 20/F 3 401 ft² 20/F 4 645 ft² 20/F 9 645 ft² 21/F 10 401 ft² 21/F 2 554 ft² 21/F 3 401 ft² 21/F 5 401 ft² 21/F 9 645 ft² 22/F 2 554 ft² 22/F 3 401 ft² 23/F 10 401 ft² 23/F 2 554 ft² 23/F 3 401 ft² 23/F 4 645 ft² 23/F 5 401 ft² 23/F 8 401 ft² 24/F 4 645 ft² 24/F 5 401 ft² 24/F 7 554 ft² 24/F 8 401 ft² 25/F 2 554 ft² 25/F 8 401 ft² 26/F 10 401 ft² 26/F 5 401 ft² 26/F 6 554 ft² 26/F 7 554 ft² 27/F 1 554 ft² 27/F 5 401 ft² 27/F 6 554 ft² 27/F 9 645 ft² 28/F 10 401 ft² 28/F 3 401 ft² 29/F 10 401 ft² 29/F 4 645 ft² 30/F 1 554 ft² 30/F 2 554 ft² 30/F 4 645 ft² 30/F 5 401 ft² 31/F 10 401 ft² 31/F 2 554 ft² 31/F 3 401 ft² 31/F 4 645 ft² 31/F 9 645 ft² 32/F 10 401 ft² 32/F 3 401 ft² 32/F 4 645 ft² 32/F 9 645 ft² 33/F 1 554 ft² 33/F 10 401 ft² 33/F 3 401 ft² 33/F 4 645 ft² 33/F 5 401 ft² 33/F 6 554 ft² 33/F 9 645 ft² 34/F 10 401 ft² 34/F 2 554 ft² 34/F 3 401 ft² 34/F 5 401 ft² 34/F 7 554 ft² 34/F 8 401 ft² 34/F 9 645 ft² 35/F 10 401 ft² 35/F 2 554 ft² 35/F 3 401 ft² 35/F 9 645 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.70M
≈ HK$6,688 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$370K, with repayments around HK$16,160/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,207
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,680
−HK$480/mo
Today · 4.125%
HK$16,160
baseline
▲ 0.50% · 4.625%
HK$17,144
+HK$984/mo

Deposit HK$370K · loan HK$3.33M · min. income ≈ HK$32,320/mo (50% DSR)

Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fanling Station
≈ 9 min walk · 642 m
Education
35
schools within 1 km (22 within 500 m)
Daily convenience
29
within 1 km (16 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
19/F
Flat
7
Saleable Area
554 Saleable ft²
Gross Area
710 ft²
Efficiency
78%
District
North District · New Territories East
School net (POA)
81

Transaction History

Date Price Gain / loss
2000-11-22 HK$980K —

Other appraised units in this building

1/F 5
401 ft²
HK$2.82M
1/F 6
554 ft²
HK$3.49M
2/F 1
554 ft²
HK$3.55M
2/F 10
401 ft²
HK$2.87M
2/F 7
554 ft²
HK$3.54M
2/F 8
401 ft²
HK$2.87M
Data sourced from Renavon.com