Home North District Tsui Lai Garden Block 5

1/F L

North District · New Territories East

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G/F G 601 ft² G/F J 591 ft² G/F H 591 ft² 1/F A 590 ft² 1/F D 590 ft² 1/F E 427 ft² 1/F J 591 ft² 1/F L 427 ft² 1/F B 591 ft² 2/F A 590 ft² 2/F G 590 ft² 2/F K 590 ft² 2/F L 427 ft² 3/F A 590 ft² 3/F D 590 ft² 3/F G 590 ft² 3/F K 590 ft² 3/F L 427 ft² 4/F E 426 ft² 4/F J 591 ft² 5/F D 588 ft² 5/F F 427 ft² 5/F M 427 ft² 6/F B 591 ft² 6/F E 427 ft² 6/F G 590 ft² 6/F C 591 ft² 6/F F 427 ft² 6/F H 591 ft² 7/F G 590 ft² 7/F H 589 ft² 7/F J 591 ft² 7/F K 588 ft² 7/F M 427 ft² 8/F A 588 ft² 8/F B 591 ft² 8/F D 588 ft² 8/F F 427 ft² 8/F K 588 ft² 8/F L 427 ft² 8/F M 427 ft² 9/F A 590 ft² 9/F B 591 ft² 9/F C 591 ft² 9/F D 588 ft² 9/F K 590 ft² 11/F C 589 ft² 11/F F 427 ft² 12/F A 588 ft² 12/F K 590 ft² 12/F G 590 ft² 13/F D 590 ft² 13/F F 427 ft² 13/F G 588 ft² 13/F J 589 ft² 13/F M 427 ft² 13/F E 427 ft² 13/F K 590 ft² 14/F B 591 ft² 14/F C 591 ft² 14/F E 427 ft² 14/F F 427 ft² 14/F D 590 ft² 14/F J 591 ft² 15/F A 590 ft² 15/F F 427 ft² 15/F G 590 ft² 15/F H 589 ft² 15/F J 591 ft² 15/F M 426 ft² 15/F E 427 ft² 15/F L 427 ft² 16/F B 591 ft² 16/F F 427 ft² 16/F H 589 ft² 16/F E 427 ft² 17/F C 589 ft² 17/F G 590 ft² 17/F H 591 ft² 17/F B 591 ft² 18/F B 589 ft² 18/F C 589 ft² 18/F H 591 ft² 18/F F 427 ft² 18/F L 427 ft² 19/F A 588 ft² 19/F B 591 ft² 19/F H 589 ft² 19/F M 427 ft² 20/F A 590 ft² 20/F F 426 ft² 20/F G 590 ft² 20/F B 591 ft² 20/F D 590 ft² 21/F K 590 ft² 21/F L 427 ft² 21/F M 427 ft² 21/F B 591 ft² 21/F C 591 ft² 22/F D 590 ft² 22/F A 590 ft² 22/F K 590 ft² 23/F G 588 ft² 23/F K 590 ft² 23/F L 427 ft² 23/F F 427 ft² 23/F J 591 ft² 24/F D 590 ft² 24/F G 590 ft² 24/F H 591 ft² 24/F F 427 ft² 25/F B 589 ft² 25/F L 427 ft² 25/F A 590 ft² 25/F C 591 ft² 25/F F 427 ft² 26/F A 588 ft² 26/F C 591 ft² 26/F J 589 ft² 27/F A 590 ft² 27/F B 591 ft² 27/F D 590 ft² 27/F G 590 ft² 27/F J 591 ft² 27/F H 591 ft² 28/F B 591 ft² 28/F D 590 ft² 28/F M 427 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.20M

≈ HK$7,499 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$320K, with repayments around HK$13,967/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$13,143

−HK$824/mo

▼ 0.25% · 3.875%

HK$13,552

−HK$415/mo

Today · 4.125%

HK$13,967

baseline

▲ 0.50% · 4.625%

HK$14,817

+HK$850/mo

Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$27,934/mo (50% DSR)

Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 1/F
Flat: L
Saleable Area: 427 ft²
Gross Area: 484 ft²
Efficiency: 88%
District: North District · New Territories East
School net (POA): 80

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2011-10-17	HK$1.42M	+61.4%	HK$3,326	HK$2,934
2009-09-10	HK$880K	+17.3%	HK$2,061	HK$1,818
2009-05-13	HK$750K	+4.2%	HK$1,756	HK$1,550
2006-01-20	HK$720K	—	HK$1,686	HK$1,488