Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,946/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,892/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,153 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- H
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 502 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-03 | HK$4.90M | +22.5% 3.3y · 7.0%/yr |
| 2017-04-27 | HK$4.00M | +72.4% 4.9y · 15.0%/yr |
| 2012-05-15 | HK$2.32M | +65.7% |
| 2008-05-28 | HK$1.40M | +32.1% |
| 2006-02-08 | HK$1.06M | −6.2% |
| 2001-10-09 | HK$1.13M | — |