Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$504K, with repayments around HK$21,984/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$504K · loan HK$4.54M · min. income ≈ HK$43,968/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,403 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 607 ft²
- Efficiency
- 74%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-22 | HK$5.15M | −14.2% 7.7y |
| 2018-10-30 | HK$6.00M | +33.9% 2.0y · 17.0%/yr |
| 2016-10-13 | HK$4.48M | +236.8% 12.2y · 19.0%/yr |
| 2004-08-25 | HK$1.33M | −38.7% |
| 1996-06-28 | HK$2.17M | — |