At today's rate and a 90% mortgage, the deposit on this unit is about HK$207K, with repayments around HK$9,013/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,026/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C (NO. 10)
- Saleable Area
- 280 Saleable ft²
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-28 | HK$2.78M | +26.4% 4.0y · 6.0%/yr |
| 2016-05-23 | HK$2.20M | +52.8% 4.1y · 13.0%/yr |
| 2012-04-11 | HK$1.44M | +30.9% |
| 2006-12-06 | HK$1.10M | +10.0% |
| 1997-08-21 | HK$1.00M | −49.5% |
| 1997-05-21 | HK$1.98M | — |