▼ 0.50% · 3.625%
HK$4,355
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$138/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$282/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$132/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$269/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,790
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$152/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$310/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$145/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$296/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,226
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,388
−HK$166/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$338/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,814
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,970
−HK$158/mo
Today · 4.125%
HK$6,128
baseline
▲ 0.50% · 4.625%
HK$6,451
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,256/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$179/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,382
+HK$366/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$172/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$349/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$192/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$394/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,783
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,965
−HK$184/mo
Today · 4.125%
HK$7,149
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$377/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,298/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,532
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$206/mo
Today · 4.125%
HK$6,942
baseline
▲ 0.50% · 4.625%
HK$7,364
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,884/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,267
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,462
−HK$198/mo
Today · 4.125%
HK$7,660
baseline
▲ 0.50% · 4.625%
HK$8,064
+HK$404/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,320/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,968
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,185
−HK$220/mo
Today · 4.125%
HK$7,405
baseline
▲ 0.50% · 4.625%
HK$7,855
+HK$450/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,810/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,752
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,960
−HK$210/mo
Today · 4.125%
HK$8,170
baseline
▲ 0.50% · 4.625%
HK$8,601
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,340/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,403
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,634
−HK$234/mo
Today · 4.125%
HK$7,868
baseline
▲ 0.50% · 4.625%
HK$8,346
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,736/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,236
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,457
−HK$224/mo
Today · 4.125%
HK$8,681
baseline
▲ 0.50% · 4.625%
HK$9,139
+HK$458/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,362/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,839
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,083
−HK$247/mo
Today · 4.125%
HK$8,330
baseline
▲ 0.50% · 4.625%
HK$8,837
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,660/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,721
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,955
−HK$237/mo
Today · 4.125%
HK$9,192
baseline
▲ 0.50% · 4.625%
HK$9,676
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,384/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).