Home North District Flora Plaza Block 4

28/F E

North District · New Territories East

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3/F C 413 ft² 3/F D 370 ft² 3/F F 413 ft² 3/F E 370 ft² 4/F B 526 ft² 4/F D 370 ft² 4/F F 402 ft² 4/F G 536 ft² 4/F H 392 ft² 4/F A 392 ft² 4/F C 413 ft² 4/F E 370 ft² 5/F A 396 ft² 5/F B 519 ft² 5/F C 413 ft² 5/F D 374 ft² 5/F E 374 ft² 5/F F 402 ft² 5/F G 519 ft² 5/F H 392 ft² 6/F A 396 ft² 6/F B 519 ft² 6/F D 374 ft² 6/F E 374 ft² 6/F F 402 ft² 6/F G 536 ft² 6/F H 392 ft² 6/F C 413 ft² 7/F B 519 ft² 7/F C 413 ft² 7/F D 370 ft² 7/F E 370 ft² 7/F F 402 ft² 7/F G 536 ft² 7/F H 392 ft² 7/F A 392 ft² 8/F A 392 ft² 8/F B 519 ft² 8/F C 402 ft² 8/F E 370 ft² 8/F F 402 ft² 8/F D 370 ft² 8/F G 536 ft² 8/F H 392 ft² 9/F A 396 ft² 9/F B 526 ft² 9/F C 413 ft² 9/F F 402 ft² 9/F D 370 ft² 9/F E 370 ft² 9/F G 536 ft² 9/F H 392 ft² 10/F B 526 ft² 10/F F 402 ft² 10/F H 396 ft² 10/F A 392 ft² 10/F C 413 ft² 10/F D 370 ft² 10/F E 370 ft² 10/F G 536 ft² 11/F D 370 ft² 11/F E 370 ft² 11/F F 413 ft² 11/F H 392 ft² 11/F A 392 ft² 11/F B 526 ft² 11/F C 413 ft² 11/F G 536 ft² 12/F A 392 ft² 12/F B 526 ft² 12/F C 413 ft² 12/F D 370 ft² 12/F G 519 ft² 12/F E 370 ft² 12/F F 413 ft² 12/F H 392 ft² 13/F A 402 ft² 13/F B 519 ft² 13/F C 402 ft² 13/F F 402 ft² 13/F G 536 ft² 13/F H 402 ft² 13/F D 370 ft² 13/F E 370 ft² 14/F B 519 ft² 14/F C 413 ft² 14/F D 370 ft² 14/F G 519 ft² 14/F A 392 ft² 14/F E 370 ft² 14/F F 413 ft² 14/F H 392 ft² 15/F B 526 ft² 15/F C 413 ft² 15/F D 380 ft² 15/F E 380 ft² 15/F F 402 ft² 15/F G 536 ft² 15/F A 392 ft² 15/F H 392 ft² 16/F B 526 ft² 16/F D 380 ft² 16/F F 413 ft² 16/F H 392 ft² 16/F A 392 ft² 16/F C 413 ft² 16/F E 370 ft² 16/F G 536 ft² 17/F A 392 ft² 17/F B 519 ft² 17/F C 413 ft² 17/F F 402 ft² 17/F G 536 ft² 17/F H 402 ft² 17/F D 370 ft² 17/F E 370 ft² 18/F A 402 ft² 18/F B 526 ft² 18/F C 402 ft² 18/F D 370 ft² 18/F G 519 ft² 18/F H 402 ft² 18/F E 370 ft² 18/F F 413 ft² 19/F A 392 ft² 19/F D 380 ft² 19/F B 526 ft² 19/F C 413 ft² 19/F E 370 ft² 19/F F 413 ft² 19/F G 536 ft² 19/F H 392 ft² 20/F A 392 ft² 20/F B 526 ft² 20/F F 413 ft² 20/F G 536 ft² 20/F H 392 ft² 20/F C 413 ft² 20/F D 370 ft² 20/F E 370 ft² 21/F B 519 ft² 21/F C 413 ft² 21/F D 370 ft² 21/F E 380 ft² 21/F H 392 ft² 21/F A 392 ft² 21/F F 413 ft² 21/F G 536 ft² 22/F A 392 ft² 22/F C 413 ft² 22/F D 380 ft² 22/F E 380 ft² 22/F F 402 ft² 22/F B 526 ft² 22/F G 536 ft² 22/F H 392 ft² 23/F B 519 ft² 23/F D 380 ft² 23/F E 380 ft² 23/F F 413 ft² 23/F G 536 ft² 23/F H 402 ft² 23/F A 392 ft² 23/F C 413 ft² 24/F B 526 ft² 24/F C 413 ft² 24/F D 370 ft² 24/F G 536 ft² 24/F H 392 ft² 24/F A 392 ft² 24/F E 370 ft² 24/F F 413 ft² 25/F B 526 ft² 25/F E 380 ft² 25/F F 413 ft² 25/F G 519 ft² 25/F H 392 ft² 25/F A 392 ft² 25/F C 413 ft² 25/F D 370 ft² 26/F A 402 ft² 26/F B 526 ft² 26/F D 380 ft² 26/F E 380 ft² 26/F F 402 ft² 26/F G 519 ft² 26/F H 402 ft² 26/F C 413 ft² 27/F A 392 ft² 27/F B 519 ft² 27/F D 380 ft² 27/F E 370 ft² 27/F F 413 ft² 27/F G 519 ft² 27/F C 413 ft² 27/F H 392 ft² 28/F A 392 ft² 28/F B 519 ft² 28/F D 380 ft² 28/F E 370 ft² 28/F G 536 ft² 28/F H 392 ft² 28/F C 413 ft² 28/F F 413 ft² 29/F A 392 ft² 29/F C 413 ft² 29/F E 380 ft² 29/F F 402 ft² 29/F G 519 ft² 29/F B 526 ft² 29/F D 370 ft² 29/F H 392 ft² 30/F A 392 ft² 30/F C 413 ft² 30/F D 370 ft² 30/F E 380 ft² 30/F F 402 ft² 30/F G 536 ft² 30/F H 392 ft² 30/F B 526 ft² 31/F B 526 ft² 31/F C 402 ft² 31/F D 380 ft² 31/F E 370 ft² 31/F G 519 ft² 31/F A 392 ft² 31/F F 413 ft² 31/F H 392 ft² 32/F A 402 ft² 32/F B 519 ft² 32/F D 380 ft² 32/F G 536 ft² 32/F H 402 ft² 32/F C 413 ft² 32/F E 380 ft² 32/F F 413 ft² 33/F A 392 ft² 33/F B 519 ft² 33/F D 370 ft² 33/F E 380 ft² 33/F F 413 ft² 33/F G 519 ft² 33/F C 413 ft² 33/F H 392 ft² 34/F A 392 ft² 34/F B 526 ft² 34/F C 402 ft² 34/F F 413 ft² 34/F G 519 ft² 34/F H 392 ft² 34/F D 370 ft² 34/F E 370 ft² 35/F B 526 ft² 35/F C 413 ft² 35/F D 370 ft² 35/F E 370 ft² 35/F F 402 ft² 35/F G 519 ft² 35/F H 402 ft² 35/F A 392 ft² 36/F A 392 ft² 36/F G 536 ft² 36/F B 526 ft² 36/F C 413 ft² 36/F D 370 ft² 36/F E 370 ft² 36/F F 413 ft² 36/F H 392 ft²

Crescira AVM · estimated value ● Medium confidence

HK$4.19M

≈ HK$11,327 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,280/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$17,202

−HK$1,078/mo

▼ 0.25% · 3.875%

HK$17,737

−HK$543/mo

Today · 4.125%

HK$18,280

baseline

▲ 0.50% · 4.625%

HK$19,393

+HK$1,113/mo

Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,560/mo (50% DSR)

Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$38,288 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 28/F
Flat: E
Saleable Area: 370 ft²
Gross Area: 521 ft²
Efficiency: 71%
District: North District · New Territories East
School net (POA): 81

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2009-06-03	HK$1.29M	+3.2%	HK$3,486	HK$2,476
2008-02-05	HK$1.25M	+19.0%	HK$3,378	HK$2,399
2007-09-14	HK$1.05M	+5.0%	HK$2,838	HK$2,015
2005-11-09	HK$1.00M	−5.7%	HK$2,703	HK$1,919
2004-03-30	HK$1.06M	+15.2%	HK$2,865	HK$2,034
2004-02-12	HK$920K	−43.2%	HK$2,486	HK$1,766
1995-12-08	HK$1.62M	—	HK$4,378	HK$3,109