Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,214/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.55M · min. income ≈ HK$34,428/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C8
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 419 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-24 | HK$4.15M | −0.7% 6.8y · 0.0%/yr |
| 2017-06-30 | HK$4.18M | +226.6% 10.4y · 22.0%/yr |
| 2007-01-27 | HK$1.28M | +30.6% |
| 2004-07-28 | HK$980K | −37.6% |
| 1996-07-11 | HK$1.57M | — |