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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,867/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.27M · min. income ≈ HK$31,734/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B4
- Saleable Area
- 312 Saleable ft²
- Gross Area
- 401 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-27 | HK$4.74M | +30.9% 3.4y · 9.0%/yr |
| 2016-01-22 | HK$3.62M | +136.6% 5.9y · 23.0%/yr |
| 2010-02-08 | HK$1.53M | +15.9% |
| 2008-08-21 | HK$1.32M | −5.0% |
| 2008-01-29 | HK$1.39M | +31.1% |
| 2007-10-23 | HK$1.06M | — |