20/F H

in KINGSWOOD VILLAS PHASE 1 LOCWOOD COURT BLOCK 10

Yuen Long District · New Territories West

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Floor

1/F A 636 ft² 1/F B 633 ft² 1/F C 551 ft² 1/F D 551 ft² 1/F E 448 ft² 1/F G 548 ft² 2/F A 636 ft² 2/F C 551 ft² 2/F D 551 ft² 2/F E 448 ft² 2/F F 449 ft² 2/F G 548 ft² 2/F H 552 ft² 3/F A 636 ft² 3/F B 633 ft² 3/F C 551 ft² 3/F D 551 ft² 3/F E 448 ft² 3/F F 449 ft² 3/F H 552 ft² 4/F A 636 ft² 4/F B 633 ft² 4/F C 548 ft² 4/F D 548 ft² 4/F E 448 ft² 4/F F 449 ft² 4/F G 548 ft² 4/F H 552 ft² 5/F A 636 ft² 5/F B 633 ft² 5/F C 551 ft² 5/F D 551 ft² 5/F F 449 ft² 5/F G 548 ft² 5/F H 552 ft² 6/F A 636 ft² 6/F B 633 ft² 6/F C 551 ft² 6/F D 548 ft² 6/F E 448 ft² 6/F F 449 ft² 6/F G 548 ft² 6/F H 548 ft² 7/F A 633 ft² 7/F B 633 ft² 7/F C 551 ft² 7/F D 551 ft² 7/F E 454 ft² 7/F F 449 ft² 7/F G 548 ft² 7/F H 552 ft² 8/F A 636 ft² 8/F B 633 ft² 8/F D 551 ft² 8/F E 448 ft² 8/F F 446 ft² 8/F G 548 ft² 9/F A 636 ft² 9/F B 630 ft² 9/F C 548 ft² 9/F D 548 ft² 9/F E 448 ft² 9/F F 449 ft² 9/F G 548 ft² 9/F H 548 ft² 10/F A 636 ft² 10/F B 633 ft² 10/F C 548 ft² 10/F D 551 ft² 10/F E 454 ft² 10/F F 449 ft² 10/F H 552 ft² 11/F A 636 ft² 11/F B 630 ft² 11/F C 551 ft² 11/F E 448 ft² 11/F H 549 ft² 11/F D 551 ft² 12/F A 638 ft² 12/F E 448 ft² 12/F F 449 ft² 12/F G 548 ft² 12/F H 553 ft² 13/F A 636 ft² 13/F B 633 ft² 13/F E 448 ft² 13/F F 449 ft² 13/F H 549 ft² 14/F A 638 ft² 14/F B 630 ft² 14/F C 551 ft² 14/F D 551 ft² 14/F E 448 ft² 14/F F 449 ft² 15/F A 636 ft² 15/F D 551 ft² 15/F E 448 ft² 15/F F 449 ft² 15/F G 548 ft² 15/F H 553 ft² 16/F A 636 ft² 16/F B 633 ft² 16/F C 548 ft² 16/F D 553 ft² 16/F E 448 ft² 16/F F 449 ft² 16/F H 553 ft² 17/F A 636 ft² 17/F B 633 ft² 17/F C 551 ft² 17/F D 551 ft² 17/F E 448 ft² 17/F F 446 ft² 17/F G 548 ft² 17/F H 553 ft² 18/F A 638 ft² 18/F C 548 ft² 18/F D 551 ft² 18/F E 448 ft² 18/F F 449 ft² 18/F G 548 ft² 18/F H 553 ft² 19/F A 638 ft² 19/F B 633 ft² 19/F C 551 ft² 19/F E 448 ft² 19/F F 449 ft² 19/F G 548 ft² 19/F H 549 ft² 20/F A 638 ft² 20/F B 630 ft² 20/F C 548 ft² 20/F D 551 ft² 20/F E 448 ft² 20/F F 446 ft² 20/F G 548 ft² 20/F H 549 ft² 21/F A 636 ft² 21/F D 553 ft² 21/F E 448 ft² 21/F F 449 ft² 21/F H 553 ft² 21/F G 548 ft² 22/F B 633 ft² 22/F C 548 ft² 22/F D 551 ft² 22/F E 448 ft² 22/F F 449 ft² 22/F G 548 ft² 22/F H 549 ft² 23/F B 633 ft² 23/F C 548 ft² 23/F D 551 ft² 23/F E 448 ft² 23/F F 449 ft² 23/F H 549 ft² 24/F A 638 ft² 24/F B 633 ft² 24/F C 551 ft² 24/F D 551 ft² 24/F E 448 ft² 24/F F 449 ft² 24/F G 548 ft² 24/F H 553 ft² 25/F A 636 ft² 25/F C 548 ft² 25/F D 551 ft² 25/F E 448 ft² 25/F F 449 ft² 25/F G 548 ft² 25/F H 549 ft² 26/F A 636 ft² 26/F B 630 ft² 26/F C 551 ft² 26/F D 551 ft² 26/F E 448 ft² 26/F F 449 ft² 26/F G 548 ft² 26/F H 553 ft² 27/F A 638 ft² 27/F B 633 ft² 27/F C 551 ft² 27/F D 551 ft² 27/F E 454 ft² 27/F F 449 ft² 27/F G 548 ft² 27/F H 549 ft² 28/F A 636 ft² 28/F B 633 ft² 28/F C 551 ft² 28/F D 551 ft² 28/F E 448 ft² 28/F F 449 ft² 28/F G 548 ft² 28/F H 549 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.08M

≈ HK$9,250 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$508K, with repayments around HK$22,152/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$20,845

−HK$1,307/mo

▼ 0.25% · 3.875%

HK$21,493

−HK$659/mo

Today · 4.125%

HK$22,152

baseline

▲ 0.50% · 4.625%

HK$23,500

+HK$1,348/mo

Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$44,304/mo (50% DSR)

Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,267 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Locwood

≈ 3 min walk · 188 m

Education

schools within 1 km (24 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to LR-Locwood Station.

Family-friendly — 79 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: H
Saleable Area: 549 Saleable ft²
Gross Area: 714 ft²
Efficiency: 77%
District: Yuen Long District · New Territories West
School net (POA): 72

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-05-11	HK$5.33M	+15.9% 2.1y · 8.0%/yr	HK$9,709	HK$7,465
2024-03-22	HK$4.60M	+2.2% 7.4y · 0.0%/yr	HK$8,379	HK$6,443
2016-11-10	HK$4.50M	+50.0% 4.0y · 13.0%/yr	HK$8,197	HK$6,302
2012-11-07	HK$3.00M	+76.5%	HK$5,464	HK$4,202
2010-06-30	HK$1.70M	+51.8%	HK$3,096	HK$2,381
2002-01-12	HK$1.12M	−51.9%	HK$2,040	HK$1,569
1997-03-05	HK$2.33M	—	HK$4,244	HK$3,263

Other appraised units in this building

Data sourced from Renavon.com