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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,567/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,134/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,443 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Ginza Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- F
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 578 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-18 | HK$4.00M | +124.7% 14.9y · 8.0%/yr |
| 2011-02-10 | HK$1.78M | +6.0% |
| 2010-11-03 | HK$1.68M | +9.1% |
| 2010-08-03 | HK$1.54M | +32.8% |
| 2008-08-01 | HK$1.16M | +17.2% |
| 2004-11-09 | HK$990K | +10.0% |
| 2004-08-13 | HK$900K | −45.5% |
| 1999-07-09 | HK$1.65M | +10.0% |
| 1998-11-27 | HK$1.50M | +7.1% |
| 1998-11-06 | HK$1.40M | — |