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At today's rate and a 90% mortgage, the deposit on this unit is about HK$502K, with repayments around HK$21,918/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,836/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,060 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- G
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 710 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-27 | HK$4.43M | −20.9% 7.1y · −3.0%/yr |
| 2018-05-04 | HK$5.60M | +180.0% 7.4y · 24.0%/yr |
| 2011-01-03 | HK$2.00M | +4.2% |
| 2010-09-07 | HK$1.92M | +43.3% |
| 2005-03-14 | HK$1.34M | +4.7% |
| 2002-07-09 | HK$1.28M | −62.6% |
| 1997-04-25 | HK$3.42M | — |