Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$447K, with repayments around HK$19,485/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$38,970/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 95 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 34/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-08 | HK$5.40M | +0.6% 5.4y · 0.0%/yr |
| 2018-06-06 | HK$5.37M | +61.3% 3.6y · 17.0%/yr |
| 2014-10-24 | HK$3.33M | +50.7% |
| 2012-07-20 | HK$2.21M | +53.5% |
| 1998-12-05 | HK$1.44M | +15.2% |
| 1995-07-22 | HK$1.25M | — |