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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,712/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,424/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$58,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-03 | HK$5.48M | +31.1% 3.8y · 8.0%/yr |
| 2017-11-23 | HK$4.18M | +129.7% 6.3y · 21.0%/yr |
| 2011-07-18 | HK$1.82M | +61.1% |
| 2009-06-09 | HK$1.13M | +41.2% |
| 2004-03-24 | HK$800K | −66.9% |
| 1997-05-15 | HK$2.42M | — |