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At today's rate and a 90% mortgage, the deposit on this unit is about HK$452K, with repayments around HK$19,709/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,418/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,352 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 35/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-17 | HK$4.77M | +6.0% 7.1y · 1.0%/yr |
| 2019-01-25 | HK$4.50M | +16.0% 3.4y · 5.0%/yr |
| 2015-08-25 | HK$3.88M | +160.4% |
| 2008-07-07 | HK$1.49M | +24.2% |
| 2006-03-17 | HK$1.20M | +18.8% |
| 2004-04-07 | HK$1.01M | — |