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Crescira AVM · estimated value
● Medium confidence
HK$8.98M
≈ HK$7,241 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$898K, with repayments around HK$39,163/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,852
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,998
−HK$1,165/mo
Today · 4.125%
HK$39,163
baseline
▲ 0.50% · 4.625%
HK$41,546
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,326/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,355 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
Mass Transit Railway Tung Chung Station
≈ 121 min walk · 9,613 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- STUDIO FLR
- Flat
- B
- Saleable Area
- 1,240 Saleable ft²
- Gross Area
- 1,210 ft²
- Efficiency
- 102%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-06-22 | HK$4.00M | +14.3% 3.4y · 4.0%/yr |
| 2014-01-29 | HK$3.50M | — |
Other appraised units in this building
Data sourced from Renavon.com