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Crescira AVM · estimated value
● Medium confidence
HK$4.62M
≈ HK$5,619 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,148/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,959
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,549
−HK$599/mo
Today · 4.125%
HK$20,148
baseline
▲ 0.50% · 4.625%
HK$21,374
+HK$1,226/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,296/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,411 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
Mass Transit Railway Tung Chung Station
≈ 121 min walk · 9,612 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 822 Saleable ft²
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-21 | HK$3.00M | — |
Other appraised units in this building
Data sourced from Renavon.com