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At today's rate and a 90% mortgage, the deposit on this unit is about HK$714K, with repayments around HK$31,159/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$62,318/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 49/F
- Flat
- A
- Saleable Area
- 582 Saleable ft²
- Gross Area
- 764 ft²
- Efficiency
- 76%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-22 | HK$7.31M | −5.7% 2.8y · −2.0%/yr |
| 2019-11-19 | HK$7.75M | +55.0% 7.2y · 8.0%/yr |
| 2012-08-23 | HK$5.00M | +4.2% |
| 2011-09-15 | HK$4.80M | +20.6% |
| 2010-12-13 | HK$3.98M | +69.4% |
| 2002-09-09 | HK$2.35M | — |