▼ 0.50% · 3.625%
HK$21,956
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,639
−HK$693/mo
Today · 4.125%
HK$23,332
baseline
▲ 0.50% · 4.625%
HK$24,752
+HK$1,420/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,664/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,425
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,080
−HK$665/mo
Today · 4.125%
HK$25,745
baseline
▲ 0.50% · 4.625%
HK$27,102
+HK$1,357/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,490/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,151
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,902
−HK$764/mo
Today · 4.125%
HK$25,666
baseline
▲ 0.50% · 4.625%
HK$27,227
+HK$1,561/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,332/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,868
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,589
−HK$731/mo
Today · 4.125%
HK$28,320
baseline
▲ 0.50% · 4.625%
HK$29,812
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,640/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,347
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,166
−HK$833/mo
Today · 4.125%
HK$27,999
baseline
▲ 0.50% · 4.625%
HK$29,703
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$55,998/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,311
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,097
−HK$797/mo
Today · 4.125%
HK$30,894
baseline
▲ 0.50% · 4.625%
HK$32,523
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,788/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,542
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,430
−HK$902/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,753
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,605
−HK$864/mo
Today · 4.125%
HK$33,469
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,938/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,738
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,694
−HK$971/mo
Today · 4.125%
HK$32,665
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,330/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,196
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,113
−HK$930/mo
Today · 4.125%
HK$36,043
baseline
▲ 0.50% · 4.625%
HK$37,943
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,086/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,933
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,958
−HK$1,041/mo
Today · 4.125%
HK$34,999
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$2,129/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,998/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,638
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,621
−HK$997/mo
Today · 4.125%
HK$38,618
baseline
▲ 0.50% · 4.625%
HK$40,653
+HK$2,035/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,236/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,129
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,222
−HK$1,110/mo
Today · 4.125%
HK$37,332
baseline
▲ 0.50% · 4.625%
HK$39,603
+HK$2,271/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,664/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,081
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,129
−HK$1,063/mo
Today · 4.125%
HK$41,192
baseline
▲ 0.50% · 4.625%
HK$43,363
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,384/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,325
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,486
−HK$1,179/mo
Today · 4.125%
HK$39,665
baseline
▲ 0.50% · 4.625%
HK$42,079
+HK$2,414/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,330/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,523
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,637
−HK$1,130/mo
Today · 4.125%
HK$43,767
baseline
▲ 0.50% · 4.625%
HK$46,074
+HK$2,307/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,534/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,520
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,749
−HK$1,249/mo
Today · 4.125%
HK$41,998
baseline
▲ 0.50% · 4.625%
HK$44,554
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$83,996/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,966
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,145
−HK$1,196/mo
Today · 4.125%
HK$46,341
baseline
▲ 0.50% · 4.625%
HK$48,784
+HK$2,443/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,682/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,858 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).