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At today's rate and a 90% mortgage, the deposit on this unit is about HK$610K, with repayments around HK$26,594/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,707 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 22 schools within a 1 km walk.
Everyday convenience — 13 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 11 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- D
- Saleable Area
- 521 Saleable ft²
- Gross Area
- 715 ft²
- Efficiency
- 73%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-12 | HK$5.48M | −13.0% 4.0y · −3.0%/yr |
| 2020-01-10 | HK$6.30M | +85.3% 9.2y · 9.0%/yr |
| 2010-11-09 | HK$3.40M | +71.7% |
| 2008-12-22 | HK$1.98M | −18.9% |
| 2008-06-10 | HK$2.44M | +5.2% |
| 1999-02-22 | HK$2.32M | — |